Monday, April 16, 2018

Who is Kia and what does the brand stand for?

Kia made a big splash at the recently concluded Auto Expo and truly whet our appetite for the shape of things to come. But what’s coming when, and how does it compare? Here’s a closer look at what to expect. 
Before we begin this feature, and attempt to describe what it is, first, what it isn’t – this isn’t a comparison between two Kias and a handful of machines already on the market.

To begin with, these two Kias – the Rio hatchback and the Sportage SUV – haven’t even been launched in the market. In fact, as yet, we don’t even know if these two models will eventually be launched. We’ll get into the details in the following pages, suffice to say that Kia made a big splash by showcasing 16 global models at the recently concluded Auto Expo – which got a lot of people very excited about the brand’s entry into India (albeit a bit late in the day)! 
The star of their showcase at the expo – along with the beautiful and svelte Stinger sports sedan – was, of course, the global debut of the SP Concept SUV. 

Tuesday, April 14, 2015

Bharti AXA General Insurance forays into travel insurance market in India

Bharti AXA General Insurance recently forayed into the travel insurance market in India by launching SmartTraveller, an international travel insurance policy for individuals, families and students. The policy, which was already present in other international markets was recently introduced in India, offers two plans. The first plan caters to individuals and families through a variant, Annual Multi Trip International travel insurance plan and covers geographies including USA and Canada, Schengen (enlistment under way); Asia excluding Japan and worldwide including Japan. While the second plan is for students in the age group of 16 to 40 years and covers USA and Canada and rest of the world. The travel insurance policy can be purchased through the company’s website – and a mobile application is being developed for the same.
Elaborating on the launch, Milind Chalisgaonkar, interim CEO and MD, Bharti AXA General Insurance stated, “The distinguishing factor of our policy is that the most basic version of our travel insurance products offers 11 or more benefits that equip travellers to manage nearly any problem they may face. Additionally, our partnership with AXA Assistance ensures that we provide seamless end-to-end claims assistance globally.” Sharing her views, Rachna Sethi, CEO, AXA Assistance India said, “We manage over 30 global 24*7 alarm centres. One of such alarm centre is located in Delhi. This means that we are all the more equipped to render services to our Indian clients in their local language.” The company is currently looking at tying-up with travel agents, visa processors, corporate brokers, websites, among others to create product awareness and penetrate into the India market.
In 2014, the travel insurance market in India was pegged at Rs 450 crore thereby growing at a rate of 15-20 per cent year-on-year. Sharing his views, Chalisgaonkar opined, “Bharti AXA General Insurance presently enjoys a 4.2 per cent market share in the general insurance category. We are new to the travel insurance market and in the coming future we aim to be among the top five companies.”

Sunday, February 26, 2012

Knowing what single trip holiday insurance is all about

It is very normal for every human to think of running away from the hustles and bustles of the daily lifestyle. People often tend to think of various options to find relaxation and peace of mind. Taking a vacation is the best way to find a solution to this problem. Would you like to get tensed and get stressed out during such holiday plans? If the trip has to be as enjoyable as desired, it is advised to get completely insured for the whole trip. We all know that not all people plan for holidays trips many times a year. For families going to beautiful locations once in a year, it is better to get the Single Trip Holiday Insurance. This gives the right coverage for such trips and helps protect the people from all kinds of uncertainties that might arise during the vacation.
Single Trip Holiday Insurance is the cheapest policy to take for people who travel for a vacation once in a while. It has to be noted that this type of insurance policy covers only one trip or vacation. Getting protected for any emergency situation regardless of the time and nature is something that has to be your priority when planning a holiday trip. There are various aspects that are covered in the insurance policy which has to be clearly noted and checked if it will guarantee proper usage. One important aspect to remember when buying insurance is not to sacrifice cover for the cost. All that you need when you are traveling is a proper insurance cover.
The various contingencies that are included in many of the Single Trip Travel Insurance policies are trip delays, trip cancellations, loss of personal property, damage of luggage, baggage delay, accidents, emergencies with respect to health conditions, illnesses, injuries in sports events and other activities, terrorism, loss of passports and other documents, natural disasters and other situations causing crisis. Cheap insurance policies can be attained by using the travel insurance comparison site online. The policies that meet your specific needs and requirements can be chosen and compared to similar policies. Ease in comparison and time saving option proves to attract travelers to use online methods to purchase travel insurance.
The last thing a person would like to do is to think of problems that may arise during a fun filled travel plan. Carry the best suitable Single Holiday Insurance and ensure that your holiday fun is not hampered by unpleasant events.

Thursday, February 23, 2012

Backpacking an adventurous tour

Backpackers insurance is a long stay insurance which is intended for those travelers who travel over an extensive period of time. They often visit an integer of global destinations in the same trip. Backpacker travel insurance covers you in the same way as the standard travel insurance does. Backpacker holiday insurance covers you with the expenses which may occur to you during the travel like lost baggage, cancellation of trips or sometimes flights, accidents and unexpected or uncertain events which may happen during your journey. In addition to these Backpackers insurance covers you with any extras applicable to the adventure that you are about to board on. There are many company providers who endow with offer policy options personalized for exact needs for those wishing to take a backpacking trip. Plan in advance about your trip and decide ahead appropriately what you need from your policy. Because while you opt for a Backpacker travel insurance, the insuring company will check all your details such as length of your trip, your age, nature of your trip, risks and uncertainties involved during your trip and many more.
Always avoid unplanned trips because sometimes you may land into difficulty. It happens that a backpacker thinks that while travelling there are never ending possibilities of uncertainties. Therefore he doesn’t decide on plans and proper Backpacker holiday insurance. Unplanned trips sometimes excite a backpacker traveler as they prefer living simple, economically and with a care freely. The freedom to travel pleasingly can come only if you have peace of mind. So a backpacker traveler has to understand the importance of Backpackers insurance. They cannot be careless and impulsive. Before moving on to any adventure a backpacker has to necessarily follow some fundamental guidelines and learn some skills which may help him in problems during his journey. Backpacker skills may help him feel safer and secure as he travel. Plan at least for first destination. Backpacking in the off season can enable you to enjoy cheaper rates and deals. It is important for every traveler to have a travel insurance but a backpacker who goes for a journey involving adventure and risks needs somewhat more specialized like Backpacker holiday insurance. There are many insurance companies which offer backpackers with range of cheap travel insurance policies and deals that can be customized to suit his needs and the type of holiday he desires. Backpacking can be a very good experience and extremely satisfying and unforgettable way to travel. Backpacker Travel Insurance, skills and knowledge can together make a backpackers journey a safe and secure one.

Monday, February 20, 2012

Buy Annual insurance and travel carefree

Annual travel insurance the name itself suggests its importance. An Annual insurance plan can be very helpful for personal or business trips or vacations. The annual travel insurance plans can include medical coverage, trip interruption due to work reasons, optional trip cancellation coverage, health services and other emergencies related to work or health. Annual travel insurance provides you with various categories of covers.
There are many travelers who don’t understand the importance of travel insurance. Their attitude is that nothing would go wrong and choose not to spend the extra money on insurance for the unlikely event. They only realize the importance when something wrong or unexpected incident turns out with them. Premiums paid for Annual insurance policies are not a waste but a necessity for your safe and hassle free business or holiday trip to any destination in the world. Purchase travel insurance policies that would best cover your interests. There are many leading insurance policy companies which facilitate you with travel insurance information and assistance along with proper guidelines to select a perfect policy for you. Their online websites also can help you to search a proper policy. Personal illness, cancellation of plans by a travel buddy, airline delays, lost baggage and unexpected accidents are covered in good Annual holiday insurance. You can’t afford to lose your money you paid before months or nearly a year back for your trip only because you could not complete your trip due to natural calamities or unexpected events or incidents.
Annual holiday insurance recommends affordable coverage for medical expenses, evacuation & accidental death for multiple trips during the year. These plans are ideal for holiday enjoyers or frequent travelers who make multiple trips a year. Air travel accident coverage is practical coverage that puts forward fiscal security to your family in the event of death or disability during a flight accident. If you are very busy on your business trips and are frequently travelling through flights then you must be necessarily covered with flight accident insurance plan. We keep travelling without any proper annual travel insurance and realize it very late when everything goes wrong with us. Whether it's a two day trip or a month long vacation, Annual insurance is a product that fits all your travel needs. To enjoy our holiday without any stress travel insurance is a must.

Thursday, February 16, 2012

Ski insurance, how to manage extra costs on holidays

It’s very sad to say that every year large number of ski holiday travelers are injured and hospitalized. But only few of them are covered under any ski travel insurance. Due to nature of skiing holiday it is important to cover yourself with a specifically designed ski insurance policy. An adequate ski travel insurance policy is also very important factor for any trip which involves high risks. A ski holiday is no exception to the fact that risk can be faced in any form and uncertainty is the truth of life.
Purchasing proper travel insurance would help you in many ways such as it would protect you against theft and loss of luggage, delays or cancellations of your trip and most importantly if you are out for an adventurous tour like Skiing holiday then you would be protected and covered for your extra expenses and costs during the holiday. You will be protected for the risks involved during the skiing holiday depending upon the period and nature of policy purchased by you. If you opt for ski insurance then you guard yourself from all the risks and uncertainties which may occur during your trip. An appropriate ski holiday insurance policy should provide you with the adequate level of cover for your definite needs.
Specific insurance policies for specific holidays can be more appropriate way out than a general or standard insurance. If you have standard travel insurance you are protected from all risks during your trip then why go for a special ski insurance policy. The answer comes with no surprise that risk involved in skiing holiday is more and that the chances of injuring one self is also higher. The chances of injuring yourself during skiing as compared to lying on a beach are of course much greater. The expenses during pistil release and the treatment of broken bones can cost you very high. The majority of ski travel insurance policies will cover for such events. Similarly the price of the equipment used while skiing whether hired or owned can be costly.
Always keep in mind the length and time of ski holiday insurance policy to be purchased. Snowboarding insurance policy, winter sports travel policy or a ski holiday insurance policy, select for the best suited insurance for your trip and an overall cover for your safety and security.

Sunday, February 12, 2012

Consider Winter Sports Insurance Coverage before going for Winter Sport Adventures

There are so many exotic locations in the world where you can travel for fun and adventure. Summer time pastimes are many, but when winter arrives there is so many exciting winter sport opportunities that you can try out and delight. Skiing or snowboarding is really thrilling and you can perhaps find so many travel packages that take people to striking locations offering some of the best winter sport adventures such as skiing, snowboarding, and so on.
When holidaying abroad you certainly need to be cautious about the environment there. What if you face a delay in travel or an accident? You should have the necessary funds to meet untoward expenses. Now-a-days people are advised to opt for travel insurance so that they can better cope with such situations. Travel insurance offers coverage that can be used in the event of unforeseen circumstances that cause unnecessary expenses. If you are going on a trip to indulge in winter sport activities, it is sensible to take insurance appropriately based on the activities.
Winter Sports Insurance is definitely a type of insurance coverage that is a must for those who enjoy winter sports during vacation. Many winter sporting activities are highly risky and having the ideal coverage can help to face any unexpected event that might occur when playing. For instance, what would you do if you have to meet with sudden medical expenses caused when skiing? If you had winter sport travel insurance cover, you can use the policy to meet such expenses. In case, your sporting equipment is lost, you would have to buy a new set, which can be expensive. Do not fret; winter sport insurance can help by paying for sudden loss of equipments and accessories.
There are many travel insurance companies offering winter sport insurance. It’s important to check out the complete range of coverage available so that you can select according to your requirements. Knowing coverage benefits is crucial and it helps you know conditions under which you are eligible for claims. You will find basic winter holiday insurance coverage to be available at an affordable cost. The cost varies depending on level of coverage that you opt. You can opt for it as part of your single trip travel insurance plan or on annual travel insurance. It’s really necessary because you don’t want to be caught in a tight situation where you have to pay for stolen equipment or delayed flight or an unexpected medical expense. This kind of travel insurance is a must for anyone who loves winter sports adventures.

Friday, February 10, 2012

Holiday Travel Insurance Offers Great Benefits!!!

Going on a holiday is something that we all look forward to just to get away from our hectic everyday schedules. Vacationing in exotic, far-away locations can be a real break, but the question is, how prepared are you to manage any stressful situation at your vacation destination? Most of us go on holidays, without thinking about any deviating circumstances. What if the flight got suddenly delayed? Take another example of a winter vacation where an avalanche delayed your movement to your accommodation. In such situations, you would have to meet sudden expenses, which can be lightened if you had purchased travel insurance UK.
Holiday travel insurance is useful when you meet with sudden emergency situations that cause personal loss and run up extra expenses in your travel destination. This form of insurance offers coverage for loss of personal belongings, medical expenses, property damage, or third party liability that can happen while vacationing. The insurance coverage lasts for the trip duration and you can buy single trip travel insurance or get an insurance coverage that lasts for many trips. An annual travel insurance policy is useful for those who travel frequently as the coverage offered can be used for all trips made in the year. It costs more than single trip travel insurance but offers the same and additional benefits.
There are different types of coverage that you can club with your normal travel insurance policy. You can opt for winter sports insurance coverage or eve a natural disaster cover. It is important to check exact coverage benefits so that you know when you are eligible for claims. For example, unless specified, travel insurance does not include coverage for natural disasters. Those affected by natural calamities like tsunami while vacationing, only find essential facts later when things are out of control.
Every year you can find so many people travelling during peak vacation season to some of the most beautiful vacation destination around the world. As part of normal vacation travel plans, it is advisable to get travel insurance. Getting an insurance coverage for holiday is a safety net that is a must because you can never be sure of unexpected events. It’s not uncommon for tourists to lose their personal belongings while travelling. Such sudden theft can be difficult to manage and with insurance the expense associated with such losses can be handled better.
There are many Travel Insurance companies in UK offering Insurance for holiday at nominal rates. It’s important to check coverage benefits before signing up a policy so that you are aware of how much coverage you are eligible for.

Sunday, February 5, 2012

What Does Great Backpacker Travel Insurance Policy Offer?

Backpacking and adventure are synonymous with each other. New challenges at unfamiliar locations are an essential part of backpacking but there are some risks that can land them in serious troubles. In order to deal with them efficiently and return home safe, it is important to have an adequate backpacking travel insurance cover.
The common perception is that backpackers cannot afford to purchase an insurance cover because they are on a limited budget but the fact is that most young travellers think that nothing will go wrong because they are capable of handling unexpected situations on their own. They are unaware that there can be certain circumstances in unfamiliar locations that can knock them down seriously.
A few days ago, there was an unlikely case of a backpacker when he was found unconscious on a beach. It was a high risk situation but fortunately he was insured. His backpacker travel insurance policy covered all his medical and hospital expenses and he was evacuated to his home country safely.
You may hear several such incidents but those who have the right cover in place can easily fight with unexpected mishaps and remain safe. But the ones who do not have insurance may suffer badly. In order to remain safe in a foreign country and enjoy the vacation to the fullest, it is therefore, recommended to purchase an insurance cover.
What Does Great Backpacker Policy Offer?
There is a huge selection of backpacking policies available in the market suiting all requirements and budgets. However, looking beyond the price pays you off in future. The main aim of purchasing insurance is to ensure safety when away from home. Price always comes second. Individuals who intend to go on a backpacking trip must try to find a product that offers excellent coverage at reasonable prices.
A good backpacker insurance policy caters to all specific requirements of a traveller. It must include all required components such as cover for missed, delayed or cancelled departure, coverage for the loss of personal money, baggage, passport and expensive electronic items, medical cover, evacuation cover, third party liability cover and missed connection cover.
Besides this, several other components can be added to the policy depending upon the requirements of a travellers but the above mentioned are mandatory. A backpacker insurance policy is available in several different coverage levels including budget, standard, silver, gold and platinum. One must thoroughly analyse their requirements before purchasing an insurance plan.

Friday, February 3, 2012

Go for Adventurous Backpacking Powered with Backpacker Insurance

Backpacker insurance offers coverage for backpackers to help cover for losses incurred while backpacking. Often, the question that haunts everybody is, do you really them? Well, there are lots of good reasons to take one up. Backpacking is quite exhilarating because it allows you the freedom to take routes that you feel are apt when exploring a holiday destination. There are loads of things that you have to bear in mind while backpacking.
You have to be really innovative in using just what you have in your backpack while traveling. Precise planning is a must on food, clothing, shelter and others like medicine etc, so that all that’s necessary is available for just that number of days that you are journeying. You’ll have to take travel routes that let you explore everything that you wish to see. Use clean places for showering, and ensure to get treatment for any personal injury or illness immediately. It’s always best to go backpacking with a friend.
Since backpacking has so many risks associated to it, backpackers are advised to opt for backpacker travel insurance. You can get a coverage that extends for all your backpacking trips that you will undertake in a years’ time. This type of travel insurance offers coverage for medical expenses incurred to treat personal injury or illness, expenses incurred in case of loss of personal belongings, and third party damage if any.
Without backpacker insurance, you would be at a loss, if you met with a sudden emergency situation that caused loss to your personal belongings, delay in fight schedules, medical care expenses and much more. In case, you face an emergency evacuation situation, backpackers insurance cover can be used to meet the expenses earned here.
Backpacker insurance charges are very nominal for basic coverage types. It’s important to note that the cost for this travel insurance depends on several factors like travel modes, activities undertaken during backpacking, travel season, travel location, and much more. When backpacking, you have to be completely self-reliant and having insurance is a vital part of survival tactics. An interesting point to be noted about is, a backpacking trip could possibly last long than expected. As a result, insurance policies too can last for a couple of years.
If you plan to go on backpacking adventures, be sure to opt for a backpacking insurance policy that offers comprehensive coverage. This ensures safety while travelling and can help to mitigate losses that you might encounter during your journey.

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